Do you have an underwater mortgage? HARP Refinance Specialists can help!
Want to refinance but can’t because you have little or negative equity?
Heard about the HARP Refinance program, but unsure if you qualify?
You have come to the right place! We are HARP Refinance Specialists, experts in the HARP Refinance program and standing by to help you. We can help you determine in minutes if you qualify for the program, and can give you an honest assessment of your options and if the program makes sense for you.
New changes in 2012 are rumored to allow for unlimited loan-to-value ratios and no appraisal. In addition, if you have been tripped up in the past because you are self-employed or you have had problems qualifying because of your income, new changes will not require any documentation of income. This means that HARP Refinance Specialists will be able to help more people refinance their under water mortgage.
The program, however, is only available through 2013. Most lenders are backed up in underwriting, but HARP Refinance Specialists is closing transactions in just 30 days currently! We are also forming a waiting list for March 2012, when the new changes to the HARP Refinance Program will be released. Those on the waiting list will get priority treatment, assuring that you will beat the rush of new applications that is sure to come.
One of the first qualifying factors for the HARP Refinance Program is that you must have a Fannie Mae or Freddie Mac-backed mortgage. Use the Fannie Mae Loan Lookup, or Freddie Mac Loan Lookup to determine if your mortgage is backed by one of these large government agencies (well over 50% are!).
HARP Refinance Specialists welcomes the opportunity to discuss your situation! You can fill out our quick quote form on the right, engage us in a chat sessions (upper-right on this page), send an email, or just give us an old-fashioned phone call.
Or, visit our How To Qualify for HARP page, give us a little information about your current mortgage, and we will get back to you fast! HARP Refinance Specialists are standing by to help you with your situation.